Products & Programs

DSCR

• 700 minimum FICO
• Up to 80% LTV
• Loan amount up to $3mm
• 30 year fixed, 5/6m ARM, 7/6m ARM
• Cash out up to 75% LTV
• Cash out proceeds may be used for reserves
• DSCR as low as 1.00
• Eligible for non-permanent residents (Foreign National DSCR is available under Foreign National Program)

Non-QM

Empower - Full Doc

• 660 minimum FICO
• Loan amount up to $3mm
• Up to 85% LTV
• Cash out up to 80% LTV
• 30 or 40 year fixed, 5/6m ARM, 7/6m ARM

Empower Ease - Alt Doc

• 660 minimum FICO
• Loan amount up to $3mm
• Up to 85% LTV
• Cash out up to 80% LTV
• 12 or 24 month bank statements