April 21, 2022
THIS SITE IS OPERATED AND CONTROLLED IN THE UNITED STATES AND IS NOT INTENDED FOR DISTRIBUTION TO, OR USE BY, ANY PERSON OR ENTITY IN ANY JURISDICTION OR COUNTRY WHERE SUCH DISTRIBUTION OR USE WOULD BE CONTRARY TO LOCAL LAW OR REGULATION. BY OFFERING THIS SITE AND INFORMATION, OR ANY PRODUCTS OR SERVICES VIA THIS SITE, NO DISTRIBUTION OR SOLICITATION IS MADE BY EMPORIUM TPO TO ANY PERSON TO USE THIS SITE, OR SUCH INFORMATION, PRODUCTS OR SERVICES IN JURISDICTIONS WHERE THE PROVISION OF THIS SITE AND SUCH INFORMATION, PRODUCTS AND SERVICES IS PROHIBITED BY LAW.
THIS SITE IS INTENDED SOLELY FOR USE BY MORTGAGE BROKERS AND FINANCIAL INSTITUTIONS. THIS SITE IS NOT INTENDED FOR USE BY BORROWERS OR CONSUMERS.
Use of site
Content related to loan terms, fees, and conditions
This Site may provide general information about our products and services. We may discontinue or make changes to the information, products, licenses, or services described on this site at any time. Any dated information is published as of its publication date only. We do not undertake any obligation or responsibility to update or amend any such information. Although we try to provide accurate and timely information on this site, there may be inadvertent, technical, or factual inaccuracies and typographical errors. For these reasons we cannot warrant the accuracy, completeness, or timeliness of the information, text, graphics, links, or other items on this website.
The information provided on this site is for the use of mortgage brokers or other loan originators. The information on this site does not constitute a commitment to accept an application or lend credit. Additional restrictions may apply. Emporium TPO LLC reserves the right to amend rates and guidelines at any time and completely within the discretion of our internal policies and procedures. All loans submitted must be originated in compliance with federal, state, and local laws.
Emporium TPO is a mortgage lender and is not affiliated with the U.S. Government, HUD, FHA, VA or any other government agencies. We do not provide legal, tax, or investment advice.
Use of information
Permission is granted to view, store, or bookmark this site and to download, copy and print individual pages from this site for your own personal, non-commercial use. You may download selected content displayed on this site for your own personal use or for your company’s internal business use, provided (a) you do not remove or modify any copyright, trademark, or other proprietary notices or any disclosures; (b) you do not alter or modify the content in your copies; (c) you agree to any terms, conditions, and notices accompanying the content; and (d) you comply with all copyright and other intellectual property laws. You may also access and use the various services provided through this site including the financial tools, blogs, communications, informational and transaction services subject to your compliance with the registration requirements associated with such services and your agreement to be bound by the terms and conditions associated with the specific services provided through this site.
You agree not to copy portions of the site, such as by bots, robots or spiders that “harvest” the site, interfere with the functioning of the site or restrict or inhibit any others from using the site.
You may not use any of the content commercially, forward it as a mass distribution, post it on another site, or otherwise copy, distribute or modify any portion of the site without the express written prior approval from Emporium TPO.
You may not use the site to violate any law, regulation, rule or the intellectual property rights or contractual rights of others or attempt to violate the security of the site or use or gain access to the identify, information or computers of others through the site. You are prohibited from using the site in any manner that is unlawful, fraudulent, or deceptive.
All content included on this website, including, but not limited to any graphics, logos or written materials is the property of Emporium TPO or others and is protected by applicable copyright and other laws. Trademarks and logos displayed herein are the property of Emporium TPO or their respective owners, who may or may not be affiliated with Emporium TPO. You agree that you will not refer to or attribute any information to Emporium TPO or its licensors in any public medium (e.g., press release, websites) for advertising or promotion purposes, or for the purpose of informing or influencing any third party and that you will not use or reproduce any trademark of, or imply any endorsement by or relationship with, Emporium TPO or its licensors without the express written prior approval from Emporium TPO.
All marketing materials online and offline are trademarks exhibited by Emporium TPO, including but not limited to the use of graphics, logos, images, and text, and cannot be used in association or a relationship in connection with any other products or services except those approved and presented by Emporium TPO.
Warranties and limitations of liability
THE SITE IS PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
In no event shall Emporium TPO or its affiliates and their respective officers, directors, managers, partners, members, shareholders, employees or agents be responsible for any claims, liabilities, damages, losses, costs and expenses, including but not limited to punitive, special, incidental or consequential damages, that result from your use of (or inability to use) this website, including any damages or injury caused by any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line failure, or other computer malfunction. You acknowledge that Emporium TPO has provided the contents of this website on an “as is” and “as available” basis with no warranties of any kind. Any use of this website and use or reliance upon any of the materials contained herein is undertaken solely at your own risk.
Links to sites operated by third parties
Any information submitted to Emporium TPO via this site shall be deemed and remain the property of Emporium TPO, and Emporium TPO shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in the information you may provide to Emporium TPO through this site. We will be entitled to use, make, reproduce, disclose, distribute, perform publicly, display publicly, create derivative works of, and reduce to practice any information submitted to us, for any purposes whatsoever, without restriction and without compensating you in any way.
Submissions through the site by email are electronic communications which you understand is not secure and inherently has associated risks, including the possibility of unauthorized access. Emporium TPO requires secure connection for the transmission of any confidential information, such information should never be sent through the sites email functionality.
password and security notification
Certain areas of the site or links from the site are password protected. You may not attempt to access any password protected area without authorization. If you have been issued credentials and/or a password, you agree Emporium TPO granted you limited access for a specific purpose and you will only use such access for the intended purpose.
You are solely responsible for maintaining the confidentiality of your credentials and/or passwords, account information, usernames, and/or security questions and answers for the site, and for logging off any protected areas of the site when you finish a session. You must notify Emporium TPO immediately if you become aware, or suspect, unauthorized use of your credentials and/or passwords.
Terms & Conditions may change